Segment 1 (5:00): We start today’s show with the President of Clarity Group, Sally Stier. First hear when the Medicare Open Enrollment Period ends. Sally tells us how this is the busiest time of year for them, but they are also available to you all year round. Sally then tells us that even if you took care of your Medicare Plan in the past, things change! You could find an even better plan each year to fit your needs as your health changes. Finally, hear how your agent can be with you for the rest of your life and how they are experts on the different Medicare Plans so you will be so happy with yours after going to them! To learn more or to schedule an appointment, you can call 716-393-3437 or visit HERE!
Segment 2 (19:37): Our next guest is Michelle who is the Regional Medicare Consultant from Univera Healthcare and today we are talking about Medicare. We start talking about the differences between a HMO Medicare Plan and a PPO Medicare Plan. First Michelle tells us what an HMO plan is and how you have to stay in network with your doctor, but you also get great coverage and worldwide emergency coverage. Then we discuss a PPO Plan and how on this plan you can see a doctor out of network, but it may cost you a higher co-pay. Finally, Michelle gives us her advice to anyone shopping for a new Medicare Advantage Plan this year. To schedule an appointment with Univera to discuss your Medicare Plan, please visit HERE!
Segment 3 (31:27): Paul, manager of our local SAS Shoes, joins us next. Ready for some winter footwear? SAS Shoes and Route 5 Boots have you covered! Then we discuss their amazing Customer Appreciation Sale! Linda tells us about this great sale: Buy one pair and get the second pair 50% off. This sale goes for SAS Shoes, Route 5 Boots, and all of their clearance shoes. But, it ends soon! Linda tells us when it ends and how this is a sale you do not want to miss. Paul gives us more information on this sale and how important it is to get the shoes/boots that are right for your needs. To learn more, please visit HERE!
Segment 4 (46:36): We wrap up the first half our show with Julianne Lepo, CDFA, President, and owner of Turning Tides Financial. First we talk about how Julianne can help women through divorce when it comes to their finances. Instead of being fearful or just not wanting to deal with it, Julianne can help! She is here to make you feel more comfortable with finances during the divorce process and years after your divorce. She can also explain all the financial information that maybe your spouse handled and can educate you on what you need to know. We then discuss how divorce can be difficult, but she can help make this as cordial and respectful as possible, while also leaving you being confident and comfortable with your finances. Finally, hear how she differs from your attorney and how they will work together to form the best team for you. To learn more about how Julianne can help you, please call 716-800-4290 or visit HERE!
Segment 5 (1:03:37): The second half of our show starts with Rachel and Melissa from Erie County Senior Services and New York Connects. Melissa first tells us about their Retired Volunteer Program. Then Rachel tells us about their Caregiver Services Program and how they have recently expanded their services. She also tells us how they provide support to the Caregiver to relieve their stress with short term services. Rachel also tells us the support New York Connects can give a Caregiver. Finally, Melissa tells us about their Home Delivered Meals program and how they can connect Seniors to that service. To learn more about all of the incredible services available, please call Erie County Senior Services at 716-858-8526.
Segment 6 (1:18:29): Our next guest is Roxanne from Elder Care Solutions of Western NY. First hear how Roxanne saw a need for help with her own family and created this company. Her and her business partner wanted to help people one on one and help families navigate the crazy time of aging for their loved one. Then Roxanne shares her personal connection with Elder Care Solutions with her parents and the mismanagement she saw at the hospital with her own family! Her team helped navigate the system with her and was able to bring them closer to her. Finally, we discuss why it is so important to sit down with Roxanne and her team before a crisis and have a plan for when something happens. To learn more about his amazing company, please call 716-823-1476 or visit HERE!
Segment 7 (1:31:00): Then Brad and Brian Stamm from The Stamm Law Firm join us. We start by discussing how this is the time of year to think about your family, what you want for your future, and what you want for your family’s future once you have passed. The holidays may be a good time to sit down in person and discuss these things. Next hear how everyone has an estate and how you need to figure out what you want to do with it in the future. Then we discuss what you should be talking about in these conversations with your family and then how you can head to The Stamm Law Firm to further these plans and get it legally correct. Finally, we discuss power of attorney and healthcare proxy. You may choose your spouse for these roles, but who is the back up? The Stamm Law Firm can make sure you are covered for your future and more importantly your family’s future. To learn more about Stamm Law Firm, please call 716-631-5767 or visit HERE!
Segment 8 (1:45:38): We wrap up today’s show with Mr. Fitness aka Richard Derwald! Richard is also a Senior Consultant over at Erie County Senior Services. First Richard tells us the importance of exercise as we get older, especially after we retire. He tells us you never want to retire from life and the difference between being alive and just living! Next we discuss how great Senior Centers are and sometimes the hardest part is going for the first time. Richard tells us one of the best things about a Senior Center is the socialization and friendships you will find. Finally, we discuss how seniors are just older teenagers!! For more information about Erie County Senior Services, please call 716-858-8526.